Calculate Operational Risk RWA

Calculates operational risk-weighted assets (RWA) using the Basic Indicator Approach (BIA) under Basel III. This method uses the average of the previous 3 years’ positive annual gross income multiplied by a fixed alpha factor (15%). Use this for banks that do not qualify for advanced measurement approaches, typically smaller institutions or those with simpler operational risk profiles. Required for total RWA and overall capital adequacy calculations. [Tier: ENTERPRISE, Credits: 10]

POST /quantlib/regulatory/basel/operational-rwa

cURL

growing_bank

curl --request POST \
  --url https://api.fincept.in/quantlib/regulatory/basel/operational-rwa \
  --header 'Content-Type: application/json' \
  --header 'X-API-Key: <api-key>' \
  --data '
{
  "gross_income_3y": [
    45000000,
    48000000,
    52000000
  ]
}
'

200

{
  "success": true,
  "data": {
    "operational_rwa": 90625000
  }
}

Authorizations

X-API-Key · string · header · required

API key for authentication. Get your key at https://api.fincept.in/auth/register

Body

application/json

gross_income_3y · number[] · required

Gross income for each of the previous 3 years (net interest income + net non-interest income)

Required array length: 3 elements

Example:

[45000000, 48000000, 52000000]

Response

200

application/json

Operational RWA calculated successfully

success · boolean

Example:

true

data · object

Show child attributes